The Joy of Soy :: Argumentative Health Diet Essays

The Joy of Soy In Chinese, the word for soybean is ta-tou, which translates, "greater bean" (Simmons 1991). Many Americans who are trying to make changes in their health are beginning to agree with this definition. Soybeans are becoming a legume of the future. SOY - CAN IT SURVIVE THE HYPE? Scientific research has discovered that adding soy foods to your diet can dramatically improve your health (http://www.ncw.net/alpha/pam5.html). People that incorporate soybeans and soy products into their diet have been shown to live healthier lives. The substitution of soy proteins for animal proteins in the diet can have dramatic affects on a person's health, though many Americans have not yet discovered the use of soy in the diet. The most common form of soy protein is derived from "white flakes," that are made by dehulling, flaking, and defatting soybeans by hexane extraction. These flakes contain 50-54% protein, and these flakes can be extracted to produce soy concentrates containing 65-70% protein (Lusas, l995). Soybeans, which were originally brought to the United States by Chinese immigrants, were discovered by Dr. John Henry Kellogg, who first used the soybean to develop a substitute for the traditional bacon and egg breakfast. He was also the first to develop meat substitutes and soymilk made from soybeans (http://www.vrp.com/soy.htm). The soybean is naturally rich in phosphatidycholine, which is an important component of the cell membranes and also an efficient delivery system of nutrients (http://www.eastcoast.com/freelife/product.htm). Recently, the soybean has undergone a transformation from food to medicine (http://www.vrp.com/soy.htm). THE PRODUCT Dr. Earl Mindell's company, FreeLife, has produced a line of soy-based health supplements that combine the soybean and the Japanese Grape Seed. These products are composed of Dr. Mindell's homemade Ultra Soy Complexes as well as a variety of other vitamins and minerals. These soy-based supplements are advertised and marketed on the internet; designed to catch the eye of the health-conscious reader. Dr. Mindell has hundreds of advertisements, and even his own home page. The first thought that comes to mind when reading these advertisements is, "Why should I believe this and switch my diet to a soy-based diet?" While the effects of Dr. Mindell's products may be slightly exaggerated, there may actually be more to a soy diet than many Americans would like to admit. Dr. Mindell's soy products must each be examined separately in order to discern the true effects of the product on a person's diet. The Joy of Soy :: Argumentative Health Diet Essays The Joy of Soy In Chinese, the word for soybean is ta-tou, which translates, "greater bean" (Simmons 1991). Many Americans who are trying to make changes in their health are beginning to agree with this definition. Soybeans are becoming a legume of the future. SOY - CAN IT SURVIVE THE HYPE? Scientific research has discovered that adding soy foods to your diet can dramatically improve your health (http://www.ncw.net/alpha/pam5.html). People that incorporate soybeans and soy products into their diet have been shown to live healthier lives. The substitution of soy proteins for animal proteins in the diet can have dramatic affects on a person's health, though many Americans have not yet discovered the use of soy in the diet. The most common form of soy protein is derived from "white flakes," that are made by dehulling, flaking, and defatting soybeans by hexane extraction. These flakes contain 50-54% protein, and these flakes can be extracted to produce soy concentrates containing 65-70% protein (Lusas, l995). Soybeans, which were originally brought to the United States by Chinese immigrants, were discovered by Dr. John Henry Kellogg, who first used the soybean to develop a substitute for the traditional bacon and egg breakfast. He was also the first to develop meat substitutes and soymilk made from soybeans (http://www.vrp.com/soy.htm). The soybean is naturally rich in phosphatidycholine, which is an important component of the cell membranes and also an efficient delivery system of nutrients (http://www.eastcoast.com/freelife/product.htm). Recently, the soybean has undergone a transformation from food to medicine (http://www.vrp.com/soy.htm). THE PRODUCT Dr. Earl Mindell's company, FreeLife, has produced a line of soy-based health supplements that combine the soybean and the Japanese Grape Seed. These products are composed of Dr. Mindell's homemade Ultra Soy Complexes as well as a variety of other vitamins and minerals. These soy-based supplements are advertised and marketed on the internet; designed to catch the eye of the health-conscious reader. Dr. Mindell has hundreds of advertisements, and even his own home page. The first thought that comes to mind when reading these advertisements is, "Why should I believe this and switch my diet to a soy-based diet?" While the effects of Dr. Mindell's products may be slightly exaggerated, there may actually be more to a soy diet than many Americans would like to admit. Dr. Mindell's soy products must each be examined separately in order to discern the true effects of the product on a person's diet.

Int Fin

Sample Midterm #1 Questions 1. Which of the following does not constitute a form of direct foreign investment? a. Franchising b. International trade c. Joint ventures d. Acquisitions of existing operations e. Establishment of new foreign subsidiaries 2. Which of the following theories identifies specialization as a reason for international business? a. theory of comparative advantage. b. imperfect markets theory. c. product cycle theory. d. none of the above 3. Agency costs faced by multinational corporations (MNCs) may be larger than those faced by purely domestic firms because a.Monitoring of managers located in foreign countries is more difficult. b. Foreign subsidiary managers raised in different cultures may not follow uniform goals. c. MNCs are relatively large. d. All of the above e. A and B only 4. Which of the following industries would most likely take advantage of lower costs in some less developed foreign countries? a. assembly line production. b. specialized professional services. c. nuclear missile planning. d. planning for more sophisticated computer technology. 5. The North American Free Trade Agreement (NAFTA) increased restrictions on: a. rade between Canada and Mexico. b. trade between Canada and the U. S. c. direct foreign investment in Mexico by U. S. firms. d. none of the above. 6. Which of the following is mentioned in the text as a possible means by which the government may attempt to improve its balance of trade position (increase its exports or reduce its imports). a. It could attempt to reduce its home currency's value. b. The government could require firms to engage in outsourcing. c. The government could require that its local firms pursue outsourcing. d. All of the above are mentioned. . If a country's government imposes a tariff on imported goods, that country's current account balance will likely ____ (assuming no retaliation by other governments). a. decrease b. increase c. remain unaffected d. either A or C are possible 8. Assu me that a bank's bid rate on Swiss francs is $. 45 and its ask rate is $. 47. Its bid-ask percentage spread is: a. about 4. 44%. b. about 4. 26%. c. about 4. 03%. d. about 4. 17%. 9. If a U. S. firm desires to avoid the risk from exchange rate fluctuations, and it is receiving 100,000 in 90 days, it could: a. btain a 90-day forward purchase contract on euros. b. obtain a 90-day forward sale contract on euros. c. purchase euros 90 days from now at the spot rate. d. sell euros 90 days from now at the spot rate. 10. LIBOR is: a. the interest rate commonly charged for loans between banks. b. the average inflation rate in European countries. c. the maximum loan rate ceiling on loans in the international money market. d. the maximum deposit rate ceiling on deposits in the international money market. e. the maximum interest rate offered on bonds that are issued in London. 11. Eurobonds: a. an be issued only by European firms. b. can be sold only to European investors. c. A and B d. none of the above 12. A Japanese yen is worth $. 0080, and a Fijian dollar (F$) is worth $. 5900. What is the value of the yen in Fijian dollars (i. e. , how many Fijian dollars do you need to buy a yen)? a. 73. 75. b. 125. c. 1. 69. d. 0. 014. e. none of the above 13. A quotation representing the value of a foreign currency in dollars is referred to as a(n) ____ quotation; a quotation representing the number of units of a foreign currency per dollar is referred to as a(n) ____ quotation. . direct; indirect b. indirect; direct c. direct; direct d. indirect; indirect e. cannot be answered without more information 14. The value of the Australian dollar (A$) today is $0. 73. Yesterday, the value of the Australian dollar was $0. 69. The Australian dollar ____ by ____%. a. depreciated; 5. 80 b. depreciated; 4. 00 c. appreciated; 5. 80 d. appreciated; 4. 00 15. Baylor Bank believes the New Zealand dollar will appreciate over the next five days from $. 48 to $. 50. The following annual interest r ates apply: Currency Dollars New Zealand dollar (NZ$) Lending Rate 7. 10% . 80% Borrowing Rate 7. 50% 7. 25% Baylor Bank has the capacity to borrow either NZ$10 million or $5 million. If Baylor Bank's forecast is correct, what will its dollar profit be from speculation over the five-day period (assuming it does not use any of its existing consumer deposits to capitalize on its expectations)? a. $521,325. b. $500,520. c. $104,262. d. $413,419. e. $208,044. 16. If inflation increases substantially in Australia while U. S. inflation remains unchanged, this is expected to place ____ pressure on the value of the Australian dollar with respect to the U. S. ollar. a. upward b. downward c. either upward or downward (depending on the degree of the increase in Australian inflation) d. none of the above; there will be no impact 17. The one-year forward rate of the British pound is quoted at $1. 60, and the spot rate of the British pound is quoted at $1. 63. The forward ____ is ____ percent. a. discount; 1. 9 b. discount; 1. 8 c. premium; 1. 9 d. premium; 1. 8 18. If your firm expects the euro to substantially depreciate, it could speculate by ____ euro call options or ____ euros forward in the forward exchange market. a. selling; selling . selling; purchasing c. purchasing; purchasing d. purchasing; selling 19. Assume that a speculator purchases a put option on British pounds (with a strike price of $1. 50) for $. 05 per unit. A pound option represents 31,250 units. Assume that at the time of the purchase, the spot rate of the pound is $1. 51 and continually rises to $1. 62 by the expiration date. The highest net profit possible for the speculator based on the information above is: a. $1,562. 50. b. ?$1,562. 50. c. ?$1,250. 00. d. ?$625. 00. 20. You purchase a call option on pounds for a premium of $. 3 per unit, with an exercise price of $1. 64; the option will not be exercised until the expiration date, if at all. If the spot rate on the expiration date is $1. 65, your net profit per unit is: a. ?$. 03. b. ?$. 02. c. ?$. 01. d. $. 02. e. none of the above 21. A U. S. corporation has purchased currency call options to hedge a 70,000 pound payable. The premium is $. 02 and the exercise price of the option is $. 50. If the spot rate at the time of maturity is $. 65, what is the total amount paid by the corporation if it acts rationally? a. $33,600. b. $46,900. c. $44,100. d. $36,400. 22.Which of the following is not true regarding the Mexican peso crisis? a. Mexico encouraged firms and consumers to buy an excessive amount of imports because the peso was stronger than it should have been. b. Many speculators based in the U. S. speculated on the potential decline in the peso by investing their funds in Mexico. c. In December of 1994, the central bank of Mexico allowed the peso to float freely. d. The central bank of Mexico increased interest rates after the peso declined in value in order to prevent investors from withdrawing their investments in Mexi co's debt securities. e. All of the above are true. Int Fin Sample Midterm #1 Questions 1. Which of the following does not constitute a form of direct foreign investment? a. Franchising b. International trade c. Joint ventures d. Acquisitions of existing operations e. Establishment of new foreign subsidiaries 2. Which of the following theories identifies specialization as a reason for international business? a. theory of comparative advantage. b. imperfect markets theory. c. product cycle theory. d. none of the above 3. Agency costs faced by multinational corporations (MNCs) may be larger than those faced by purely domestic firms because a.Monitoring of managers located in foreign countries is more difficult. b. Foreign subsidiary managers raised in different cultures may not follow uniform goals. c. MNCs are relatively large. d. All of the above e. A and B only 4. Which of the following industries would most likely take advantage of lower costs in some less developed foreign countries? a. assembly line production. b. specialized professional services. c. nuclear missile planning. d. planning for more sophisticated computer technology. 5. The North American Free Trade Agreement (NAFTA) increased restrictions on: a. rade between Canada and Mexico. b. trade between Canada and the U. S. c. direct foreign investment in Mexico by U. S. firms. d. none of the above. 6. Which of the following is mentioned in the text as a possible means by which the government may attempt to improve its balance of trade position (increase its exports or reduce its imports). a. It could attempt to reduce its home currency's value. b. The government could require firms to engage in outsourcing. c. The government could require that its local firms pursue outsourcing. d. All of the above are mentioned. . If a country's government imposes a tariff on imported goods, that country's current account balance will likely ____ (assuming no retaliation by other governments). a. decrease b. increase c. remain unaffected d. either A or C are possible 8. Assu me that a bank's bid rate on Swiss francs is $. 45 and its ask rate is $. 47. Its bid-ask percentage spread is: a. about 4. 44%. b. about 4. 26%. c. about 4. 03%. d. about 4. 17%. 9. If a U. S. firm desires to avoid the risk from exchange rate fluctuations, and it is receiving 100,000 in 90 days, it could: a. btain a 90-day forward purchase contract on euros. b. obtain a 90-day forward sale contract on euros. c. purchase euros 90 days from now at the spot rate. d. sell euros 90 days from now at the spot rate. 10. LIBOR is: a. the interest rate commonly charged for loans between banks. b. the average inflation rate in European countries. c. the maximum loan rate ceiling on loans in the international money market. d. the maximum deposit rate ceiling on deposits in the international money market. e. the maximum interest rate offered on bonds that are issued in London. 11. Eurobonds: a. an be issued only by European firms. b. can be sold only to European investors. c. A and B d. none of the above 12. A Japanese yen is worth $. 0080, and a Fijian dollar (F$) is worth $. 5900. What is the value of the yen in Fijian dollars (i. e. , how many Fijian dollars do you need to buy a yen)? a. 73. 75. b. 125. c. 1. 69. d. 0. 014. e. none of the above 13. A quotation representing the value of a foreign currency in dollars is referred to as a(n) ____ quotation; a quotation representing the number of units of a foreign currency per dollar is referred to as a(n) ____ quotation. . direct; indirect b. indirect; direct c. direct; direct d. indirect; indirect e. cannot be answered without more information 14. The value of the Australian dollar (A$) today is $0. 73. Yesterday, the value of the Australian dollar was $0. 69. The Australian dollar ____ by ____%. a. depreciated; 5. 80 b. depreciated; 4. 00 c. appreciated; 5. 80 d. appreciated; 4. 00 15. Baylor Bank believes the New Zealand dollar will appreciate over the next five days from $. 48 to $. 50. The following annual interest r ates apply: Currency Dollars New Zealand dollar (NZ$) Lending Rate 7. 10% . 80% Borrowing Rate 7. 50% 7. 25% Baylor Bank has the capacity to borrow either NZ$10 million or $5 million. If Baylor Bank's forecast is correct, what will its dollar profit be from speculation over the five-day period (assuming it does not use any of its existing consumer deposits to capitalize on its expectations)? a. $521,325. b. $500,520. c. $104,262. d. $413,419. e. $208,044. 16. If inflation increases substantially in Australia while U. S. inflation remains unchanged, this is expected to place ____ pressure on the value of the Australian dollar with respect to the U. S. ollar. a. upward b. downward c. either upward or downward (depending on the degree of the increase in Australian inflation) d. none of the above; there will be no impact 17. The one-year forward rate of the British pound is quoted at $1. 60, and the spot rate of the British pound is quoted at $1. 63. The forward ____ is ____ percent. a. discount; 1. 9 b. discount; 1. 8 c. premium; 1. 9 d. premium; 1. 8 18. If your firm expects the euro to substantially depreciate, it could speculate by ____ euro call options or ____ euros forward in the forward exchange market. a. selling; selling . selling; purchasing c. purchasing; purchasing d. purchasing; selling 19. Assume that a speculator purchases a put option on British pounds (with a strike price of $1. 50) for $. 05 per unit. A pound option represents 31,250 units. Assume that at the time of the purchase, the spot rate of the pound is $1. 51 and continually rises to $1. 62 by the expiration date. The highest net profit possible for the speculator based on the information above is: a. $1,562. 50. b. ?$1,562. 50. c. ?$1,250. 00. d. ?$625. 00. 20. You purchase a call option on pounds for a premium of $. 3 per unit, with an exercise price of $1. 64; the option will not be exercised until the expiration date, if at all. If the spot rate on the expiration date is $1. 65, your net profit per unit is: a. ?$. 03. b. ?$. 02. c. ?$. 01. d. $. 02. e. none of the above 21. A U. S. corporation has purchased currency call options to hedge a 70,000 pound payable. The premium is $. 02 and the exercise price of the option is $. 50. If the spot rate at the time of maturity is $. 65, what is the total amount paid by the corporation if it acts rationally? a. $33,600. b. $46,900. c. $44,100. d. $36,400. 22.Which of the following is not true regarding the Mexican peso crisis? a. Mexico encouraged firms and consumers to buy an excessive amount of imports because the peso was stronger than it should have been. b. Many speculators based in the U. S. speculated on the potential decline in the peso by investing their funds in Mexico. c. In December of 1994, the central bank of Mexico allowed the peso to float freely. d. The central bank of Mexico increased interest rates after the peso declined in value in order to prevent investors from withdrawing their investments in Mexi co's debt securities. e. All of the above are true.

The Devastating Effects of Global Warming Essays - 1651 Words

What is global warming and what does it mean. Global warming is any substantial change in Earth’s climate. Global warming refers to climate change that causes an increase in the average temperature of the lower atmosphere. Global warming can have many different causes, but it is most commonly associated with human interference, specifically the release of excessive amounts of greenhouse gases. Global warming is also known as the greenhouse effects. The increase of human population has affected the world. The growth of our population has increased our use of fuel, land and manufacturing. All of these are causing an increase of emissions to go into the Earth’s atmosphere, which is causing global warming. I did a questionnaire on global†¦show more content†¦The Antarctic holds enough ice that if it melts into the sea, sea levels can rise up to more than 215 ft. According to Bill Chameides, chief scientist for the advocacy group Environmental Defense and a former p rofessor of atmospheric chemistry â€Å"Things are happening a lot faster than anyone predicted†. Yes! The prediction that we was told was off everything is happening faster than we see it. We have glaciers melting, lakes dried up and not much land to farm on. Global warming known as the greenhouse effect is not a new problem to us. Change in natural greenhouse effect has affected temperatures through the past few decades. Increase of storms is cause by changes in weather patterns. Global temperatures are projected to increase higher. The rate of temperature changing averaged over the last 50 years is nearly twice that for the last 100 years. â€Å"The biggest ever study of climate change reported that it could prove to be twice as catastrophic as the IPPC’s worst predictions. We could reach the point of no return, the extinction of human kind† (Brown). Earth’s atmospheres collect heat and light from the sun which causes greenhouse gasses. With too many g reenhouse gasses in the air, the earth’s atmosphere will trap too much heat and the earth will get too hot. The burning of solid waste wood and fossil causes carbon dioxide to release into the atmosphere. â€Å"Carbon dioxide has contributed aboutShow MoreRelatedThe Effects Of Global Warming On The Environment1224 Words   |  5 PagesGlobal warming continues to be a huge concern affecting the environment, people and the world. If action to stop this phenomenon is not taken immediately by the global community, the consequences will certainly be catastrophic. Already, some of the consequences of global warming are being felt globally. The frequency and intensity of tropical storms has increased as a result of global warming. Global temperatures continue to rise at rapid and unprecedented rates. 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